Pay-as-you-godevice financing

Own solar pumps, batteries, and essential devices through flexible payments. Load your wallet, pay fixed charges on schedule, and buy tokens as you use—until you fully own your device.

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What is PayGo?

PayGo is a pay-as-you-go platform for device financing. It combines digital wallets, scheduled fixed charges, and token purchases so you can spread the cost of essential equipment over time—solar pumps, meters, and more—while using them from day one.

Why PayGo?

Flexible, transparent, and built for how you actually use your devices.

Digital wallet

One wallet for all your payments. Load money via mobile money, bank transfer, or cash—cleared automatically to your account.

Use while you pay

Start using your device immediately. Pay fixed charges on schedule and buy tokens as you need them—no waiting until it's fully paid off.

Clear path to ownership

Track your progress toward full ownership. Once you reach the loan amount, the device unlocks and you keep it for good.

Simple flows

Load money, clear charges, and purchase tokens through straightforward flows. Built for reliability and ease of use.

How to get started

Your operator guides you through onboarding. Here's what happens.

Create your account

Your operator creates your user profile. A wallet is automatically created with zero balance.

Get your device

A device (solar pump, meter, etc.) is assigned to you. A PayGo plan is set up with loan amount, tenure, and payment schedule.

Fixed charges & tokens

Optional fixed charges (daily, weekly, or monthly) and token config (e.g. KES 10 = 1 kWh) are attached. Your plan goes active.

Payment process

How money moves through your wallet and toward device ownership.

Load money

Make a payment (mobile money, bank transfer, etc.). When confirmed, your wallet is credited. Overdue or partially cleared fixed charges are settled first, automatically.

Fixed charges

Fixed charges are generated on schedule. When due, the system clears them from your balance. Partial payments are supported—pay what you can when you can.

Buy tokens

When you have no overdue obligations, buy tokens to use your device. Each purchase increases your paid amount. When paidAmount reaches the loan amount, you own the device.

Ready to get started?

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